Everyone Wins When You Help a Vet

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Dear Sue,

As a veteran of the armed forces I have certain benefits available to me. One of which is the VA loan program. I recently completed a successful home purchase utilizing a VA loan.

I must admit that I had difficulty finding a real estate agent that was willing to work with me. Most of the agents I spoke to were discouraging. Not Carol Strahle of Remax of Auburn. She took me under her wing and brought in a loan agent who specialized in VA loans, Mary Brinkman of Pacific States Mortgage.

Ms Brinkman coached me. Through a new streamlined process the two of us were able to quickly obtain my entitlement certificate and other necessary paper work. After my eligibility was verified I needed to take the next step, which was to find a property that I liked with a seller willing to participate.

A VA seller must agree to pay certain loan fees that the veteran is not allowed to pay. We did find such a seller. Joan Bifulco of Applegate. Mrs. Bifulco agreed to pay up to $3000.00 in loan fees. Our escrow closed in less than 45 days.

I want to salute Mrs. Joan Bifulco for her patriotism. A VA loan is not possible without the willingness and participation of a seller.

Grateful Vet Mike Myers

Dear Mike,

Thank you for reminding us about the VA loan program. Many agents and homeowners are under the impression that the VA loan process is lengthy, cumbersome and expensive.

As your story illustrates, a VA loan can result in a win-win transaction for everyone.

Mary Brinkman is very excited about the VA loan program. She said that the veteran’s administration has streamlined their eligibility process thereby cutting weeks off of the previous time line. The appraisal process has been reformed as well. The appraisals are now completed in 10 days or less! She said that it is one of the few programs with 100% financing and no private mortgage insurance is required.

The interest rate varies but as of today it is around 5%.

For loan limits and other details I would recommend giving Mary Brinkman a call! It could be a matter of patriotism and good home $$’s and Sense.